زاهر ا.

A professional financial manager with over 10 years of experience in managing financial affairs and financial analysis in the engineering, contracting, and construction sectors. I possess strong skills in financial planning, budget management, financial analysis, and risk management. I have extensive experience in leading financial teams, ensuring compliance with financial regulations, and improving the financial performance of companies. I aim to add value through my expertise in managing financial resources and ensuring the achievement of the company's strategic goals. - Leading and planning all financial activities of the company, including budget preparation, financial forecasting, and strategic planning. - Managing investor relations and ensuring compliance with financial laws and regulations. - Overseeing the preparation of periodic and annual financial reports and presenting them to the board of directors. - Developing financial and tax strategies to enhance the company's growth and increase profitability. - Managing accounting, human resources, and legal relations teams. - Supervising the financial operations of subsidiaries and external operations. - Implementing best operational practices to improve efficiency. - Executing financial and accounting procedures approved by senior management. - Overseeing the preparation of budgets and periodic financial reports. - Preparing accounting entries and bank reconciliations. - Participating in periodic inventory processes and overseeing payroll preparation.

Responsibilities : • Provides financial information to management by researching and analyzing accounting data; preparing reports. Duties : • Prepares asset, liability, and capital account entries by compiling and analyzing account information. • Documents financial transactions by entering account information. • Recommends financial actions by analyzing accounting options. • Summarizes current financial status by collecting information; preparing balance sheet, profit and loss statement, and other reports. • Substantiates financial transactions by auditing documents. • Maintains accounting controls by preparing and recommending policies and procedures. • Guides accounting clerical staff by coordinating activities and answering questions. • Reconciles financial discrepancies by collecting and analyzing account information. • Secures financial information by completing data base backups. • Maintains financial security by following internal controls. • Prepares payments by verifying documentation, and requesting disbursements. • Prepares special financial reports by collecting, analyzing, and summarizing account information and trends. • Maintains customer confidence and protects operations by keeping financial information confidential. • Maintains professional and technical knowledge by attending educational workshops; reviewing professional publications; establishing personal networks; participating in professional societies. • Accomplishes the result by performing the duty. • Contributes to team effort by accomplishing related results as needed.

Underwriting Client Portfolio : • Conduct analysis to determine risk on new business, renewals and endorsements • Evaluate and make recommendations for or against coverage based on the risk rating • Prepare quotes for commercial business • Negotiate coverage and rates with clients • Refer business exceeding Authority Level to appropriate level • Assist in developing team-oriented approach to meeting department goals and objectives including written premium and profitability objectives • Assist with internal audit process by auditing individual files for compliance with company procedures. Customer Service : • Develop and maintain positive constructive relationships with distribution partners • Participate in client visits to assist in identifying and developing underwriting opportunities • Obtain information from our distribution partners regarding overall quality of service • Contribute to the development and implementation of improved service Team Supervision : • Provide advice and guidance regarding underwriting authority (including approvals) to less experienced underwriting staff • Provide training and mentoring to less experienced underwriting staff • Support and promote the positive team approach Administration : • Undertake projects as required • Maintain files, records and other information as required • Prepare reports, information and presentations as required • Undertake any other related duties as required.

I was responsible for follow up the cash flow of the following sections: • Restaurants. • Libraries. • Toys store. • Shoes and clothes. • Electronics and appliances equipment’s. • Furniture.

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اختصاص محاسبة